Home ownership is one of the smartest financial decisions you can make.

Get Pre-Approved before you begin shopping for a home. Call 1-800-810-PLUS (7587) and speak to a home loan professional, or apply online to begin the pre-approval process.

When buying a house, you may get pre-qualified or pre-approved. You can typically get pre-qualified over the phone or through our website in just a few minutes. However, a pre-qualification is not as beneficial as a pre-approval which is a more rigorous process that includes verification of your credit, income, assets and liabilities. It is highly recommended that you get pre-approved before you begin looking for a house. Follow these easy steps:

1. Find out the maximum house you can buy, so you don't waste time looking for properties you can not afford.

2. Get approved for the mortgage loan that best meets your needs and finances.

3. Gain a stronger position when you are negotiating with the seller, because the seller knows that your loan is already approved.

4. Close quickly, since your loan is already approved.
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